Ontario Used Car Financing | Protection & Warranty Plans

Protection Plans for Used Cars in Niagara Falls, Ontario

On the road of life, everyone hits a bump now and again. At Central Auto Niagara, we offer protection plans to smooth out the bumps and keep you moving forward.


When you're on the roads of the Niagara Peninsula, Ontario, and beyond, you deserve total peace of mind. That's why Central Auto Niagara offers a comprehensive protection plan that covers unforeseen events and needs wherever they may occur in all of North America.

Repairs can be costly, but thanks to our outstanding warranty options, you can keep your car on the road and your hard-earned dollars where they belong-in your wallet.

Importantly, not every driver fully appreciates that modern vehicles are increasingly built of highly specialized, state-of-the-art components which can be expensive to replace or repair. And not only are these components costly in the first place, but according to a recent AAA report they actually increase in cost of repair over time by roughly 11% each year. What might seem like a minor fix today could pose a huge financial burden a few years down the road.

Thanks to the extensive protection plan options available to you here at Central Auto Niagara, you can forget about such worries and choose the plan that best suits your vehicle protection needs.


A. Coverage Throughout Canada and the United States

SAL protection plans cover your vehicle throughout Canada as well as the continental United States, so you can drive with peace of mind, wherever the roads of our continent may take you.

B. Direct Response Repair Priority

You've got a busy life, and that's why the SAL makes your repair process as convenient as possible by paying repair costs directly to the authorized repair facility. Forget about out-of-pocket expenses and lengthy waits for reimbursement -- thanks to Direct Reponse, your repair needs are processed ASAP.

C. Transferable Coverage

If you decide to sell your used vehicle before the contract term has expired, the coverage is 100% transferrable to the next owner*, which can add tremendous value to your asking price, and ultimately result in a few more dollars in your pocket at the close of your sales transaction.

*Cannot be transferred if your vehicle's title passes through anyone but the subsequent buyer, or if the vehicle is sold to a dealership, leasing agency, or any other vehicle-selling entity.

D. Additional Warranty Benefits

  • Rental and Public Transport Reimbursement

If your vehicle experiences a covered breakdown, be sure to save all receipts from vehicle rentals, taxis, or public transportation, and you'll be rapidly reimbursed.

  • Trip Interruption

If your vehicle experiences a covered breakdown more than 160 kilometers from your home, resulting in a repair facility keeping it overnight, your motel and restaurant expenses will be reimbursed.

  • Roadside Assistance & Towing

If your vehicle becomes disabled and you need on-site assistance, you have access to 24-hour Emergency Road Service free of charge. You can receive mechanical first aid, tire changing or repair, battery jump, towing, delivery, locksmithing service, and more.

  • No Out of Pocket Fees

Our used car protection plans not only minimize the total cost to you, they also eliminate all out-of-pocket cash needs you typically encounter when reparaing or receiving service for a used car in Ontario.

WALKAWAY Protection for Vehicle Financing

Complimentary 12 Month Coverage

We understand that life brings a lot of unforeseen surprises, and not all of them are good.

That's why we offer WALKAWAY coverage, which allows you to walk away from payments or return your vehicle in the event of certain life-changing circumstances. This means you can cancel up to $20,000 in payments and negative equity, depending on the coverage plan you select, for up to 84 months.

Under our Walkaway plan, if your life dramatically changes, your used car obligations won't prevent you from taking the steps required to get it back on track.

Bottom line: At Central Auto Niagara, we're not just here to sell you a reliable used car. We're also here to provide a reliable, worry-free driving experience for years to come.

We look forward to serving your vehicle protection needs. Contact us today with any questions.

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